HDFC Bank Educational Loans |

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HDFC gives loans to students to partly meet their educational expenses / costs for pursuing specific higher educational courses at institutes approved by HDFC. Loans are given to students who are citizens of India . The student should have a consistently good academic record, and admission to an approved Educational Institute for pursuing a recognized course.

Eligibility :

Students enrolled with an approved Educational Institute and desirous of availing the education loan can make an application, with the earning parent / guardian being the co-applicant to the loan. Currently, new entrants and existing students of only select leading national educational institutions are eligible to apply for education loans. Please check with your nearest HDFC Office for the list of approved institutions.

Amount of loan :

Loans can be availed upto a maximum of 90% of the total cost as determined by HDFC. The costs would generally cover expenses incurred towards the course fee, library charges, hostel and mess charges, cost of books and equipment. HDFC lends upto a maximum of Rs. 2, 00,000 on an Education Loan.

The period of the loan :

Is determined on the merits of each case but would not exceed 5 years. The repayment can be accelerated on completion of the course, considering the earning capacity of the student. HDFC’s main concern is to help individuals comfortably repay the borrowed amount.

Loan Amount (Rs.): Upto 2, 00,000

Rate of Interest – % p.a.: 14.0

Contact :

Delhi Tel: 6103146, 6185944, Bangalore Tel: 2274600, 2219473, Chennai Tel: 8553838, Hyderabad Tel: 3233875, Kolkata Tel: 2478256, Mumbai Tel: 2820282

If you have questions, please ask below


  1. ayaz habib says:

    require educational loan.

  2. ayaz habib says:

    for loan required.


    Respected Sir,
    I am Barun chakraborty.I come from very poor family.My father is a prist.So I want educational loan of rs-300000.Please grant me to comlete my study.

  4. ragunath manogaran says:

    i need educational loan.

  5. roshan says:

    i want educational loan

  6. ramkushwah says:

    sir plz send education loan application form

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