Jammu and Kashmir Bank Educational Loans

Jammu and Kashmir Bank Educational Loans

Jammu and Kashmir Bank
Bank Type : Private Bank

Abroad Courses

Graduate / P.G Courses in : Medicine, Surgery, Engineering, Hotel Management, Design, Architecture, Bio-chemistry, Agriculture, Veterinary etc.

P.G Courses in : Business Management, Chartered or Cost Accounting , Company Secretaryship.

Provided study loan amount in India
Up to 7.5 Lakhs

Provided study loan amount in Abroad
Up to 15 Lakhs

Eligibility :
Should be an Indian National.Should have secured admission to professional/technical courses through entrance test/selection process. Should have secured admission to foreign universities/institutions.

Should have passed the qualifying examination for admission to the courses. Employed person intending to improve their educational qualification and/or receive training in modern technology in India or abroad can also be assisted under this scheme provided training offers prospects of better placement.


For loans upto Rs. 4 lacs – nil.

For loans above Rs. 4 lacs Studies in India – 5% Studies Abroad- 15%

Re-Payment :

Repayment Holiday/ Moratorium: Course period + 1 year or 6 months after getting job, whichever is earlier. The loan to be repaid in 5 to 7 years after commencement of repayment. If the student is not able to complete the course within the scheduled time, extension of time for completion of course may be permitted for a maximum of two years

Security :
Personal guarantee of borrower/ ’s.Collateral security equal to amount of loan.

If you have questions, please ask below


  1. patil vinayak says:

    help me for getting good educational lone .as i got offer letter from uk.
    please ehlp me.
    vinayak patil

  2. praveen kumar says:

    i need 200000 lakhs rupees for doing mba

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