State Bank of Bikaner and Jaipur Educational Loans |

State Bank of Bikaner and Jaipur
Website :

Bank Type : StateBankGroup

Provided study loan amount
in India

Up to 7.5 Lakhs
Provided study loan amount in Abroad

Up to 15 Lakhs

Coverage :

• Fees payable to college/school/hostel • Examination/Library/Laboratory fees • Purchase of Books/Equipment/Instruments/Uniforms • Caution Deposit/Building Fund/Refundable Deposit • Travel Expenses/Passage money for studies abroad • Purchase of computers considered necessary for completion of course • Cost of a Two-wheeler up to Rs. 50,000/- • Any other expenses required to complete the course like study tours, project work etc.


* For loans up to Rs.4.0 lacs : No Margin.
* For loans above Rs.4.0 lacs up to Rs.7.50 lacs. Studies in India: 5% .Studies Abroad: 15%

Interest Rate :

* For loans up to Rs. 4 Lakhs 11.25% p.a.
* For loans above Rs. 4 Lakhs 12.25% p.a.

Processing Fee :

No processing fee/ upfront charges.Deposit of Rs. 5000/- for education loan for studies abroad which will be adjusted in the margin money

Re-Payment :

Repayment will commence one year after completion of course or 6 months after securing a job, whichever is earlier. The loan is to be repaid in 5-7 years after commencement of repayment.

Security :

* Upto Rs. 4 lacs No Security.
* Above Rs.4 lacs to Rs.7.50 lacs Third Party Guarantee.
* Above Rs.7.50 lacs to Rs.15 lacs Tangible Collateral security of suitable value of loan or third party guarantee.

Documents :

Completed Education Loan Application Form. Mark sheets of last qualifying examination. Proof of admission scholarship, studentship etc.Schedule of expenses for the specified course.2 passport size photographs.Borrower’s Bank account statement for the last six months.Income tax assessment order, of last 2 years.Brief statement of assets and liabilities, of the Co-borrower.Proof of Income (i.e. Salary slips/ Form 16 etc).

If you have questions, please ask below


  1. pradeep says:

    wether we have to pay interest during study time in educational loans of sbbj or not…? according to new budget-2009…thank you…do replay….

  2. sunil kumar says:

    i am doing BALLB 5year course from mls university udaipur i want to take edu.lone

  3. sushila saini says:

    i am studying in diploma architecture 2nd year my annual fees is 38000/-. i want a education loan.

    thank you, sir

  4. Krishnapal Singh Jhala says:

    V-Azampur Post-Kutki Via-Raipur Teh.Pirawa Distt.Jhalawar(Raj.)326036

  5. Dinesh kumar saini says:

    I studying in collage Bharatpur. i want education fees is 44000/-, Thank you sir.

  6. yatendra singhal says:

    sir,i m from up and i am studying in jaipur last 3years 10,11,and12.
    and now i am going to do btech from apexgroup of college. so can you privide loan me if provide plz inform 8955377058

  7. gaurav kumar sharma says:

    sir, i studying in ajmer in mechanical i want education fee is 42000/- per year so plz inform me 9461958864.

  8. sanjay swarnkar says:

    i m studying in govt. textile collage ,bhilwara in it branch.i m in some problem that my home branch(dungla dist. chittorgarh) manager is approved me for education loan he take some partial ammount in loan so what i will be do

  9. Dinesh Kumar Meena says:

    i studying in Govt.Engg.College bikaner in mechanical branch,so i want to take education loan. my fee is 50000/- per year so plz suggest me. my cell no is 9694514767

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