State Bank of Hyderabad (SBH) Educational Loans |

State Bank of Hyderabad
Website :
Bank Type : StateBankGroup

Provided study loan amount in India
Upto 10 Lakhs

Provided study loan amount in Abroad
Upto 20 Lakhs

Eligibility :

Student should be an Indian National. Secured admission to professional/ technical courses through Entrance Test / Selection process. Secured admission to foreign University / Institution.


* Up to Rs.4.00 Lacs – NIL.
* Above Rs. 4.00 Lacs -Studies in India – 5% AND Studies Abroad – 15%.- Scholarship /assistantship to be included in margin.- Margin may be brought in on year to year basis as and when disbursements are made on a pro-rata basis.

Interest Rate :

* Loans up to Rs.4.00 Lacs – 11.50% .
* Loans above Rs.4.00 Lacs & upto 10.00 Lacs – 12.50%.
* Loans above Rs.4.00 Lacs – 13.00%.Penal rate of Interest @2% on all irregular
* Education loans above Rs.4.00 Lacs for the over due amount and over due period.

Processing Fee :

No processing charges for studies abroad up to Rs.4.00 Lacs and in case of studies in India irrespective of loan amount.In case of loans above Rs.4.00 Lacs for studies abroad.1. Rs. 5000/- to be collected at the time of delivering sanction letter to the s

Re-Payment :

Course period + one year or six months after getting job, whichever is earlier.5 to 7 years after commencement of repayment.

Security :

* Upto Rs. 4.00 Lacs – No Security (Co-obligation of parent / guardian is compulsory).
* Above Rs.4.00 Lacs and upto Rs.7.50 Lacs: Collateral in the form of a suitable third party guarantee.
* Above Rs.7.50 Lacs: – Collateral security of suitable value or Co-obligation of parents / Guardians / third party guarantee along with the assignment of future income of the student for payment of installments.

If you have questions, please ask below


  1. naresh says:

    education loan applicable for MSC or not?plz reply to my mail

  2. Purushottam says:

    when we should have to pay intrest, i mean after each year or after five year

  3. Balaji B Huded says:

    i am doing bbm 3rd sem can i got loan

  4. S.NITHYA REKHA says:

    I have registered for Ph.D.Computer science in periyar University,Salem. Can i get an loan from SBH for 2 lakhs.What are the procedures to get a loan.

  5. ombhavik prakash lanke says:

    please help me in getting educational loan from my nearest branch of SBH my nearest ranch address is a/p-shrirampur, tal-shrirampur,dist-ahmednagar, state-maharashtra. my mob-09890126268

  6. manjunath says:

    i doing my PG in Master of Public Health, i asked in my nearest bank about procedure of getting loan but they are not giving clear information so how i can aproach and how to get my education loan?

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