CAIIB(2010) (compulsory)-paper I Syllabus
ADVANCED BANK MANAGEMENT
MODULE A: Economic Analysis
The fundamentals of Economics: Scarcity and Efficiency-Microeconomics & Macroeconomics in brief- Types of economies – Market, Command and Mixed Economies- Macroeconomics: Business cycles- Money and banking-Unemployment & inflation- Interest rate determination and various types of interest rates.
Indian Economy (a) Overview of the Indian economy including recent reforms (b)Interaction between fiscal, monetary & exchange rate policies in India -Financial Markets(i)Money Market(ii)Capital Market (iii)Foreign Exchange Market – globalisation and its impact-Challenges ahead
Banking & Finance – current t issues
MODULE B: Business Mathematics
Concept of time Value of Money-Net Present Value-Discounted Cash Flow-Sampling methods-presentation of data-analysis and interpretation of sample data-hypothesis testing -Time series analysis-mean –standard deviation-co relation-Regression-covariance and volatility-Probability Distribution-Confidence interval analysis-estimating parameters of distribution-Bond valuation-duration-modified duration.
Linear programming-decision making-simulation-Statistical analysis using spreadsheets.
Features of Spread sheet—Macros, pivot table, statistical and mathematical formulae.
MODULE C: HRM in banks
Fundamentals of HRM ,development of HRM in India, Relationship between HRM and HRD, Structure and functions of HRD, Role of HR professional ,Human implications of organizations ; training and development, attitude and soft skills development , role and impact of training, career path planning and counseling , employee behaviour ,theories of motivation and their practical implications, role concepts and analysis, self development., Performance Management and appraisal systems; Reward/punishment and compensation systems., HRM and Information Technology, information and data management, knowledge management.
MODULE D: Credit Management
Principles of Credit Management –Credit Appraisal –Analyzing Financial Performance- Relationship between items in Balance Sheet and Profit and Loss Account. Trend Analysis, Comparative Statement-Common size Statement, Preparation of projected Financial Statements.-Ratio analysis- Interpretation and analysis of different Ratios, Limitation of the use of ratios. Statement of Sources and Applications of Funds.
Structuring a Credit Proposal -Working Capital –Concept and Management – Appraisal techniques for different constituents- trade cycle- credit rating-Technical and economic feasibility studies-Credit Rating-Rating Methodology-Objectives and benefits of rating-Term Lending- Debt Service Coverage Ratio-Cash Flow Analysis- Cash Budget -Bill Finance- Deferred Payment Guarantee-Credit Scoring- Credit Delivery System- Documentation- -Post sanction supervision, control and monitoring of credit-
Consortium finance, multiple banking, Syndication of loans. Infrastructure financing.
Dealing with credit defaults, Stressed assets, Corporate Debt restructuring, SARFAESI, NPAs, recovery options, write-off. Disclosure of the list of defaulters: objectives and procedure. Appraisal methodology for different type of clients/products